Have you lost a loved one recently and are looking for benefits when someone dies in the UK?
This guide will help you understand the benefits when someone dies, including the eligibility criteria for the Widowed Parent’s Allowance (WPA) and the Bereavement Support Payment.
These government benefits are designed to provide financial aid during a difficult time, so let’s explore more details on how to apply and qualify for them.
Bereavement Support Payment (BSP)
The Bereavement Support Payment offers financial support to individuals who have lost a spouse or civil partner. It is designed to provide essential financial aid during the first stages of grieving.
- Lump sum: An initial one-off payment.
- Up to 18 months of monthly payments, depending on the circumstances.
Eligibility:
- Must be under State Pension age.
- You must have been married or in a civil partnership with the deceased at the time of death.
- You must be living in the UK or the European Economic Area (EEA).
- Additional support for those with dependent children.
Amount: The amount received is based on the National Insurance contributions of the deceased person.
Widowed Parent’s Allowance (WPA)
The Widowed Parent’s Allowance provides ongoing financial support for parents who have lost a spouse or civil partner and have dependent children.
Eligibility:
- You must be under the State Pension age.
- You must have dependent children.
- You must meet certain National Insurance contribution or employment requirements.
Benefits:
- Regular financial payments to help support you and your children after the death of a parent.
Funeral Expenses Payment
A Funeral Expenses Payment can help with the cost of a funeral if you’re receiving certain benefits or tax credits and are responsible for arranging the funeral. It can cover:
- Burial or cremation fees.
- Funeral director fees.
- The cost of a coffin or urn.
Eligibility:
- Must be receiving certain benefits or tax credits.
Employment and Support Allowance (ESA)
If you are affected by the loss of a partner and are unable to work due to illness or disability, you may be eligible for Employment and Support Allowance (ESA). ESA provides financial support if you’re unable to work and can help with living costs.
Universal Credit
If you’re not working and have lost a partner, you may be eligible for Universal Credit. This is a means-tested benefit that helps cover living costs and is available to those who are on a low income or out of work.
Child Benefit and Child Tax Credit
If you have dependent children and lose a partner, you may still be eligible to receive Child Benefit or Child Tax Credit, even if you are no longer working. These benefits help with the cost of raising children.
Pension Scheme Death Benefits
If the deceased person was a member of a pension scheme, you might be eligible for pension death benefits. These benefits can include a lump sum payment or regular income for you and any dependent children.
How to Apply for These Benefits?
To apply for these benefits, contact the Bereavement Service helpline or visit the official government website for detailed instructions.
Make sure to have the necessary documentation, such as the deceased’s National Insurance number, marriage or civil partnership certificate, and any other relevant paperwork.
Conclusion
There are several benefits available to those who have lost a spouse, civil partner, or close family member in the UK.
These benefits include financial support through Bereavement Support Payments, the Widowed Parent’s Allowance, and Funeral Expenses Payments, among others.
Make sure to check your eligibility and apply promptly to ensure you receive the financial assistance you need during a difficult time.
